Most Common Injuries You Might Face After a Car Accident – And What to Do Next
In the bustling streets of New Jersey, car accidents are a distressing reality, often leaving victims in a state of shock and confusion. At Drazin & Warshaw, we understand the profound impact these events can have on your life. With decades of experience and a commitment to our community, our attorneys are dedicated to guiding you through the aftermath of an accident. This guide aims to shed light on the common injuries associated with car accidents and outline crucial steps to ensure your recovery and legal journey are as smooth as possible.
Immediate Steps to Take After a Car Accident
Seek Medical Attention
Your health is paramount. Seek immediate medical attention, as some injuries may not be immediately evident but could have long-term effects. Documenting these injuries from the start is crucial for your legal case.
Document the Accident
Utilize your smartphone to take photographs of the scene, gather contact information for witnesses, and secure a copy of the police report. This immediate evidence gathering is invaluable for your legal case.
Report the Accident
Inform the necessary parties, including your insurance company, but be cautious of providing statements that could be used against you. New Jersey’s specific reporting requirements underscore the importance of consulting with a lawyer before discussing fault or details.
Consult with a Personal Injury Lawyer
An experienced lawyer from Drazin & Warshaw is invaluable for navigating the aftermath of an accident, protecting your rights, and guiding you towards appropriate compensation.
Most Common Injuries from Car Accidents
Whiplash and Neck Injuries
Often resulting from rear-end collisions, whiplash is a neck injury caused by a rapid back-and-forth movement of the neck. Symptoms can include neck pain, stiffness, headaches, and dizziness, potentially leading to chronic pain or complications if not properly treated..
Concussions and Traumatic Brain Injuries (TBIs)
A concussion, a mild form of TBI, can occur even without a direct blow to the head, as the force of an accident can cause the brain to move violently within the skull. Symptoms range from headaches and confusion to more severe cognitive and neurological impairments.
Broken Bones
Car accidents can cause various fractures, from simple breaks that may heal with time to complex fractures requiring surgical intervention. Commonly affected areas include the arms, legs, ribs, and pelvis. The recovery process may involve immobilization, physical therapy, and, in some cases, surgery to ensure proper healing and function.
Back and Spinal Cord Injuries
These injuries are among the most severe, with potential for permanent impact on mobility and quality of life. Symptoms can include pain, numbness, or paralysis, highlighting the need for immediate medical and legal intervention.
Cuts and Lacerations
Shattered glass or metal debris can cause these injuries, leading to bleeding, infection, and scarring. Prompt medical treatment is essential to prevent complications.
Navigating Insurance Claims and Settlements
Understanding New Jersey’s Auto Insurance Framework
New Jersey offers two types of auto insurance policies: Standard and Basic. The Standard policy provides a range of coverage options and the ability to sue for pain and suffering, while the Basic policy offers limited coverage and restricts the right to sue, except in cases of severe injuries. Knowing the type of policy you hold is essential, as it directly influences your ability to file claims and seek compensation.
Personal Injury Protection (PIP) in New Jersey
New Jersey is a “no-fault” state, meaning that Personal Injury Protection (PIP) coverage is mandatory for all drivers. PIP covers medical expenses, lost wages, and funeral expenses incurred due to a car accident, regardless of who was at fault.
Dealing with Insurance Adjusters
It’s crucial to have legal representation when dealing with adjusters to ensure your rights are protected. An experienced personal injury lawyer from Drazin & Warshaw can negotiate on your behalf.
Maximizing Your Settlement
Settlement negotiations can be lengthy and require a detailed understanding of both your current and future needs resulting from the accident. Your attorney will consider all aspects when negotiating your settlement.
Legal Rights and Responsibilities After a Car Accident in NJ
New Jersey’s Comparative Negligence Law
Under New Jersey’s comparative negligence law, the compensation you can receive from an accident is reduced by your percentage of fault. However, as long as you are not more than 50% responsible, you can still recover damages. Gathering comprehensive evidence to accurately establish fault in your case is crucial.
Statute of Limitations for Car Accident Claims
In New Jersey, the statute of limitations for filing a personal injury lawsuit is two years from the date of the accident. Failing to file within this timeframe can result in the loss of your right to seek compensation. Early consultation with a personal injury attorney is vital.
Duty to Report After a Car Accident
New Jersey law requires drivers involved in an accident resulting in injury, death, or significant property damage to report the incident to the police immediately.
Understanding Your Right to Sue
Your ability to sue the at-fault driver for pain and suffering is contingent upon the type of insurance policy you’ve chosen and the nature of your injuries.
Contact Personal Injury Attorneys at Drazin & Warshaw Today For a Free Consultation About Your Auto Accident Case
In the aftermath of a car accident, navigating the road to recovery can be daunting. At Drazin & Warshaw, we understand the challenges you face and are here to lift the burden from your shoulders. With over 60 years of dedicated service in New Jersey, our firm stands as a pillar of strength and advocacy for those affected by car accidents.
Our attorneys bring decades of specialized experience in car accident and personal injury law, ensuring you receive knowledgeable and effective representation. We believe every case is unique. That’s why we dedicate ourselves to understanding your specific situation, offering tailored advice and support. Our goal is to secure the maximum compensation you deserve, whether through settlement negotiations or courtroom advocacy. We operate on a contingency fee basis, meaning you pay nothing unless we successfully recover damages on your behalf.
Don’t let the complexity of legal and insurance processes overshadow your recovery. Let the trusted attorneys at Drazin & Warshaw guide you through every step, fighting for your rights and securing the justice you deserve. Contact us today for a free consultation and discover how we can help you move forward from your car accident with confidence and peace of mind.
