5 Secrets Insurance Companies Don’t Want You To Know

While many insurance companies claim that they are on your side, the truth is that they are going to do anything they can to not give you the compensation you’re entitled to in any given claim. Here are the 5 secrets insurance companies don’t want you to know that can give you the leg up when it comes time to file a claim.

Don’t Take What the Insurance Adjuster Says at Face Value

Insurance adjusters will tell you a number of things to get you to back off of your claim. These things include that you can’t file a personal injury claim due to a pre-existing condition, that you’re not entitled to pain and suffering when it comes to certain medical bills, and that they will not take your injuries into consideration if the damage on your car is what they consider to be “minor.” Any personal injury lawyer will tell you that these things are false.

The Insurance Adjuster Isn’t Your Friend

An insurance adjuster is in the business to make as much money as possible for the company by trying to pay you a little as possible. While your insurance adjuster may seem like a very nice person, they can use this niceness to manipulate you into thinking that you don’t need to be as compensated as you should, and will even try to talk you out of hiring an attorney.

Your Insurance Adjuster Knows How to Negotiate

The insurance adjuster is going to do whatever it takes to pay it out as little as they possibly can. They will make claims such as “your doctor charged you too much” or “This is as much as you’d get after your attorney gets paid their fees,” to get you to settle for a smaller amount than you’re entitled to.

They’ll Leave Out Other Things You’re Entitled To

Believe it or not, an insurance adjuster will “conveniently” leave out a number of other things you can be compensated for when filing a claim to keep the cost low on their end. These things include prescriptions, loss of work, loss of using your car, damage to items inside your car, loss of value to your car, any miles you’ve accrued from driving to the doctor’s, maintenance of your car, and much more.

A Personal Injury Lawyer Can Help

When dealing with the insurance company, they don’t always have your best interests in mind. While you might get some compensation for your accident, you’re better off hiring an attorney who can get more for your case and get you the compensation you’re entitled to.

Contact a Personal Injury Lawyer Near You to Discuss Your Car Accident Case in New Jersey

Were you or a loved one injured in a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Drazin and Warshaw, P.C. represent clients injured in car accidents in Hazlet, Middletown, Howell, Marlboro and throughout Monmouth County, Ocean County and Middlesex County, NJ. Call (732) 576-8860 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 3315 Route 35, Hazlet, NJ 07730 as well as offices in Red Bank and Brick.

The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.